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To Stop Smoking In Philadelphia, South Jersey, Wilmington and the Delaware Valley A Message From Us To You, The "cost" of smoking is usually equated in dollars and cents, or actual money spent on cigarettes in a day, however the Hidden Cost is "ALWAYS" far greater. Call now for a FREE information kit & $50.00 off gift certificate (610) 565-5564 Compared to the HIDDEN COST (you'll find below) You should find the decision easy to make
Print this page out and place it somewhere where you'll see it at least once a day for the next few weeks.
The average smoker "claims" to smoke a pack and a half a day. However if you open two packs a day, your buying two packs a day. At $5.00 a pack ($5.00 is the average, some brands do cost less however in some states cigarettes cost as much as $7.50 to $10.00 a pack) the average smoker spends between $35.00 and $70.00 a week or up to $280.00 a month on cigarettes. That's a hefty $3,360.00 a every year that the price doesn't go up. From: Norm LaClair, If money is your prime motivator to become smoke free (and it's probably not) we have 5,977 reasons for you to quit today listed below. Look a little further down the page and you'll find the 47 hidden reasons why most people eventually stop smoking forever!
How Much Cash Can I Save?
You've Already Done The Math, Pick Up The Phone And Call. Call Now For a Free Information Kit (877) 813-STOP Our guarantee is simple and straightforward and It lasts a Lifetime. P.S. 610 565-5564
Check out this article from SmartMoney.com titled GET RICH: Quit Smoking by Kelli B. Grant IF YOU'RE LOOKING for reasons to quit smoking, we've got $5,977 of 'em. That is, $5,977 in savings each year. And we're not just talking about the annual cost of cigarettes to fuel that pack-a-day habit, which at an average cost of $4.36 per pack will set you back $1,591.40 annually. We calculated other ways you'll save — most likely in areas you never thought about. (How much you specifically will save will obviously depend on your situation.) "The savings on the cost of buying the cigarettes is relatively minor," says Frank A. Sloan, author of "Price of Smoking," and the director of the Center for Health Policy, Law and Management at Duke University. Smokers spend more on health care and earn less from Social Security (sadly, early death leads to fewer Social Security payments). Figuring in the varied long-term costs, he says, each pack actually costs a smoker $40.
Quit, and you'll start seeing some significant financial savings immediately. Here are a few ways you'll save:
Insurers have completely different mortality expectations for smokers versus nonsmokers, which creates staggering gaps in life insurance premiums, says Steven Weisbart, an economist with the Insurance Information Institute. Consider this: A 40-year-old man in decent health would pay just $460 per year for a 20-year, level-term $500,000 policy. If he smokes, that cost would more than triple to $1,400. That policy for a woman of the same age and health would cost $400, or $1,000 if she smokes. "Most companies want at least one year of nonsmoker activity before you'd qualify for the lower rates," says Weisbart. And expect to be asked for a blood test to prove it. The good news? There's no "former smoker" distinction in life insurance. Even if you smoked two packs a day for 20 years, you'll go right back to that lower rate.
Auto insurance: $42 Like any in-car distraction, smoking causes its share of accidents. "Smokers are notorious for not paying attention while looking for their lighter," says Sandy Praeger, Commissioner of Insurance for Kansas. Be sure to tell your insurer that you don't smoke — they may offer a specific nonsmoker discount, or include it as part of a safe driver discount. Citizens Insurance Company of America, for example, offers a 5% discount on comprehension and collision coverage if no drivers have smoked in the past 15 months. The average American spending $838 on such coverage would save about $42.
Car resale value: $1,910 "Consumers just love that new car smell," jokes Joni Grey, consumer advice editor for Kelley Blue Book — and they're just as particular about the scent in that used car they're considering buying. Vehicles owned by nonsmokers are easier to sell, and retain their value better than those owned by smokers, she says. Under Kelley Blue Book pricing guidelines, just "some" smell of smoke is enough to drop an otherwise perfect car from excellent to good condition, an average decrease in value of 7% to 10%. A 2005 BMW 5-Series 525i in excellent condition might fetch $35,730 in a private party sale, for example, while one in good condition is valued at $33,820.
Homeowners insurance: $33 Just consider the statistics: Smoking causes about 23,000 residential fires each year, not to mention millions of dollars of damage, according to the U.S. Fire Administration, a government agency. So it's not surprising that some insurers reward nonsmokers with discounts, says Jean Salvatore, a spokeswoman for the Insurance Information Institute. Concord Group Insurance, for example, gives a discount of 5% for nonsmoking households. Homeowners pay an average premium of $668, according to the III, which would translate to annual savings of about $27.
Health insurance: $480 "We're seeing a lot of focus on wellness," says Praeger. "The insurance companies know it's in their best interests to get smokers to quit." Consumers who purchase health coverage on their own can expect slightly higher rates if they smoke. You may also save even with an employer-sponsored plan. Government employees in Georgia, for example, are charged an additional $40 per month for health insurance if they smoke.
Health-care costs: $281 Over the course of a lifetime, smokers spend an additional $17,973 on health care, according to the Campaign for Tobacco-Free Kids, an advocacy group. By quitting, you'll save an average $9,851, depending on how long and how heavily you smoked. If you live for another 35 years after quitting, that's about $281 a year.
Employer incentives: $700 Check your employee benefits manual for wellness incentives, suggests Bob Nelson, author of "1,001 Ways to Reward Employees." Employees who smoke tend to incur more health-care costs and take more sick time than employees who don't, he says, so more companies are rolling out rewards for those quitters. Dallas-based Pioneer Natural Resources Company, for example, offers workers up to $700 a year for healthy behaviors such as not smoking, minimizing sick days and exercising regularly
Every cigarette you smoke costs you seven minutes of your life! Do you know what the most important seven minutes in your life will be? The average smoker give up roughly twelve years of life, seven minutes at a time "Every breath of smoke that you inhale contains more than 3,000 poisons and more than 47 known carcinogens" (surgeon general report 1989) Here are just a few of the MORE THAN 47 KNOWN CARCINOGENS in tobacco smoke
Here's the bottom line for you. Every cigarette you smoke robs you of seven minutes of your precious life. The overall effects of smoking cause you (an average smoker) to die TWELVE YEARS SOONER than a non smoker. What that means is that every cigarette that you don't smoke from here on adds seven minutes to you accumulated time here on earth. How Much Of Your Life Can you Save? If you're around fifty years old or younger you can SAVE TWELVE YEARS OF YOUR LIFE. So what will you do..... with your twelve years? With Hypnosis You Can Become a Non-Smoker Today Call Now For a Free Evaluation (610) 565-5564 My guarantee is simple and straightforward,in fact, it's the best guarantee in the business. P.S. In case it hasn't occurred to you yet, THIS IS A NO-BRAINER you're already spending more money on cigarettes than it could ever cost to quit. |
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